Risk management and insurance / C. Arthur Williams, Jr., Richard M. Heins. Williams, C. Arthur (Chester Arthur), 1924- Heins, Richard M. joint author. Risk management. Business insurance. Insurance. HG8051 .W5 1976 368.01 WIR Includes bibliographies and indexes. New York : McGraw-Hill, c1976. c1976. 1976 Text x, 678 p. ; eng McGraw-Hill insurance series