@book{65531,
	author = {Guttmann, Robert,},
	title = {Cybercash :},
	publisher = {Palgrave Macmillan,},
	year = {2003.},
	address = {New York :},
	url = {http://www.loc.gov/catdir/enhancements/fy0901/2002068339-b.html}
}