@book{38480,
	author = {Yates, Joshua J.},
	title = {Thrift and thriving in America},
	publisher = {Oxford University Press,},
	year = {2011.},
	address = {New York ;},
	url = {http://dx.doi.org/10.1093/acprof:oso/9780199769063.001.0001}
}