@book{36989,
	author = {Clark, Gordon L. and Strauss, Kendra,},
	title = {Saving for retirement},
	publisher = {Oxford University Press,},
	year = {2012.},
	address = {Oxford :},
	url = {http://dx.doi.org/10.1093/acprof:oso/9780199600854.001.0001}
}